SOCIAL SECURITY DISABILTY
vs.
SOCIAL SECURITY INCOME
Not sure which is applicable? Let us help.
Many people confuse the Social Security Disability (SSD) and the Supplemental Security Income (SSI) programs. Both programs require you to be disabled. However, there are distinct differences between them. They are as follows:
Social Security Disability
Social Security Disability (SSD) pays benefits to you and certain members of your family if you are "insured" (you have worked long enough and paid Social Security taxes, which fund this program). A person who is eligible to receive SSD will automatically be enrolled in Medicare after receiving 24 months of benefits.
Social Security Income
Social Security Income (SSI) pays you benefits based on financial need, whether or not you have worked. SSI is a federal income supplement program funded by general tax revenues (not Social Security taxes). A person who is eligible to receive SSI may qualify for Medicare (without a waiting period).
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